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Price reduced

*This is THE BEST VA LOAN ASSUMPTION opportunity on the market available for VA buyers only!* If you're a VA buyer who's wanting to assume the seller's 5.875% rate on their loan balance of $335,000, your mortgage will be around $2,333 per month and your closing costs will only be around $10,000 which the sellers are willing to help with!!! Why rent when you can OWN this beautiful & vacant 2023 built home that's nestled in the desirable subdivision of PARTRIDGE HILLS of SOUTH CRESTVIEW where the HOA fee is only $164/yr! This subdivision features underground utilities, street lights, & has only 1 entrance/exit! The ''Peach'' floor plan, by a LOCAL well-known BUILDER, offers the perfect blend of modern convenience with timeless charm! Its inviting atmosphere & well designed layout make it thoughtfully designed open & split floor plan, 2-car garage, 4 BR, 2 BA, 1,849 sq ft, Carrara Quartz countertops and white shaker style cabinets in the kitchen and both bathrooms, LVP flooring throughout with carpet in only 1 of the 3 guest bedrooms, "Snowbound" paint color throughout, a huge kitchen island, stainless steel appliances, and a blue/white glass refrigerator that's less than a year old! The Master bathroom features a double vanity, a separate shower, a separate garden tub, and a large walk-in closet. Relax on the covered back porch and enjoy the peacefulness and privacy of no one living behind your home! Don't miss your chance to call this beautiful house your next home sweet SOUTH Crestview home! Let's set up your private tour today!
*Washer and dryer convey!*

*** If you are a VA buyer, the sellers have a VA assumable loan with a 5.875% rate.
Loan info:
* New American Funding is the loan holder.
* Loan balance is $335,315 as of 12/26/25).
* Loan Interest is $1,657.24 per month
* Loan Principal is $391.18 per month.
* Yearly Property taxes are $2,356.61 for 2025 (around $196.38/month)
* Home insurance quoted is only $885.12 per year ($73.76/month) from Affordable Home Insurance!
* HOA fee is only $164 per year. ($13.67/month)
* Total combined monthly payment will be around $2,332.23per month!!!
*** VA funding fee for loan assumptions is only 0.5% of the purchase price and is part of a buyer's closing costs instead of being rolled into the loan!
***New American Funding's loan assumption department can close in 30-60 days!!

****This home is conveniently close to bases, beaches, schools, shopping, & grocery stores:
* 7 miles to Duke Field AFB
* 6 miles to 7th Special Forces Group - Army
* 21 miles to Eglin AFB
* 31 miles to Hurlburt AFB
* 20 miles to Naval School Explosive Ordnance Disposal
* 31 miles to Coast Guard Station Destin
* 3 miles to Walmart
* 3.4 miles to Lowe's
* 3.8 miles to Publix
* 5.9 miles to Antioch Elementary School
* 5.4 miles to Shoal River Middle School
* 7.6 miles to Crestview High School
* 18 miles to Destin-Fort Walton Beach Airport
* 30 miles to Destin Commons
* 32 miles to the public beach access at The Crab Trap in Destin
* 27 miles to the public beach access at The Boardwalk on Okaloosa Island in Fort Walton Beach

Crestview

4902 Kensington Lane

4 Beds

2 Baths

1,849 Sq.Ft.

$335,000

MLS#: 981997

THIS BEAUTIFUL HOME IS A MUST SEE. SELLER IS ORIGINAL OWNER AND MADE SEVERAL UPGRADES TO THE PROPERTY. SELLER REPLACED COUNTERTOPS THRU -OUT THE UNIT...AND ADDED THE ENCLOSED PATIO ON THE BACK.SELLER HAS A FHA ASSUMABLE MORTGAGE THAT HAS A FIXED RATE OF 3.75 TO QUALIFIED BUYERS. SELLER WILL ALSO AT CLOSING, PAY THE BUYERS A $20,000 CREDIT TO BE USED AS NEEDED TO HELP WITH FEES. THIS WOULD BE A GREAT OPPORTUNITY FOR ANY INVESTOR LOOKING FOR A GREAT RENTAL...

Panama City Beach

174 Escanaba Avenue

3 Beds

2 Baths

1,515 Sq.Ft.

$410,000

MLS#: 982046

Price reduced

#982024

Crestview

5593 Galaxy Drive

3 Beds

2 Baths

1,360 Sq.Ft.

$279,899

MLS#: 982024

Price reduced

NEW ROOF (2025) with HVAC and hot water heater both approx. 5 years old, and an effective home age of 1995. This charming one-story brick home sits on a spacious corner lot and features a flexible 3-way split-floor layout with large, private front and back yards. With multiple options, this home can function as up to 5 bedrooms, including a separate dining area, and a dedicated laundry room. The central living area separates the primary suite from the addl bedrooms. Enjoy fully fenced front /back yards on a .22-acre lot. Bring your boats, big rig, trampoline, or up to 8 vehicles with ease. Perfect for a large family, multiple roommates & furry friends. The solid layout, adaptable spaces, and plenty of room indoors and out make this property ideal for rental potential and much more.

Pensacola

2105 Dora Street

5 Beds

2 Baths

1,632 Sq.Ft.

$230,000

MLS#: 982081

A Horse Lover's Dream on 70 Stunning Acres! Welcome to an extraordinary 70-acre estate, offering endless possibilities and the ultimate retreat for nature lovers, outdoor enthusiasts, and equestrians alike. This breathtaking property has a perimeter fence around all 70 acres, with additional cross-fencing for rotational grazing, making it ideal for horses or other livestock. Explore miles of scenic trails right on your own land, fish in your very own stocked pond, or enjoy a night under the stars at your private campsite--complete with a camper that conveys with the property. Three natural springs run through the land, creating a picturesque and serene environment where wildlife thrives.

Baker

1471 Hwy C 180

3 Beds

2 Baths

1,870 Sq.Ft.

$1,080,000

MLS#: 982065

Own your piece of paradise on this majestic parcel of over 1 acre of land. Remodel or remove the existing home & build new, this property has multiple options for use. The landing for bay access is 800 yards away! This low density neighborhood could be yours for easy living old Florida style.

Freeport

399 Mccloud Road

2 Beds

1 Baths

1,416 Sq.Ft.

$168,900

MLS#: 982087

Welcome to Legend Hills in Bay Point! A private gated golf course community. The home is located between the 9th green and the tee box of the 10th hole par 3 over the water, and on the cul de sac of Dragons Ridge Road. This 4 bedroom, 3 bath home includes a beautiful open floor plan with incredible sunset views over the screened pool patio and the golf course. Soaring 12' ceilings with crown moldings, built-in cabinets, and the gas fireplace create an open welcoming home. The oversized 2-car garage includes a separate garage door for your golf cart, two large closets, built-in storage cabinets, and polyurea floor coating with a lifetime warranty. Renovated in 2018 after Hurricane Michael the home features a new 3-dimensional shingle roof, spray-foam insulation, new HVAC systems, all new hurricane-rated windows and doors, engineered acacia hardwood flooring, completely renovated kitchen (new cabinets, quartz countertops, KitchenAid stainless steel appliances, etc.), Waypoint cabinets in the kitchen, great room, and master bathroom, a new pool screen enclosure, refinished gunite pool, new pool pump & filter, and more. The master bathroom includes a huge walk-in closet, and the frameless glass shower includes a steam generator with bluetooth speakers, lighting, and aroma therapy. Bay Point residents have 24-hour security, gated entry, the Nicklaus Golf Course, the Point South Marina that hosts the annual Bay Point Invitational Billfish Tournament, and a golf cart friendly community. Often called the best neighborhood in Bay County. The home is vacant and easy to show. Call today to schedule your private tour and submit your offer.

Panama City Beach

3412 Dragon's Ridge Road

4 Beds

3 Baths

2,979 Sq.Ft.

$897,000

MLS#: 982847

Beautiful home in popular Fox Valley! This home features a split bedroom, open floor plan and lots of nice amenities. You'll find granite counter-tops in the kitchen and bathrooms, crown molding, trayed ceilings, and a large master suite. The kitchen has gorgeous, dark wood cabinets, matching appliances, pantry and breakfast bar. There's a sprinkler system for easier yard maintenance and owners will allow 1 small pet.

Crestview

658 RED FERN Road

3 Beds

2 Baths

1,808 Sq.Ft.

$1,900

MLS#: 982022

Prime Location with Room to Grow!This charming all-brick home combines comfort, space, and versatility in one of the area's most sought-after neighborhoods. Featuring two master suites--one with its own private entrance--this layout is perfect for a mother-in-law suite, extended family, or guests.Inside, a formal living room flows effortlessly into an open-concept family room, dining area, and kitchen, creating a warm and inviting space for everyday living and entertaining. Tucked away on one side of the home, you'll find two additional bedrooms and the first master suite, providing privacy and tranquility.Step outside to a fully fenced backyard--ideal for gatherings, playtime, or simply soaking up the Florida sunshine. A spacious open patio and a large storage shed add both function and flexibility.

All of this in a quiet, well-established neighborhood with unbeatable convenience to schools, shopping, and local amenities.

This is the one you've been waiting for! Schedule your showing today!

Fort Walton Beach

298 NW Briarwood Circle

4 Beds

3 Baths

2,240 Sq.Ft.

$399,000

MLS#: 982059

Destin

304 Kelly Street

2 Beds

1 Baths

940 Sq.Ft.

$1,700

MLS#: 982055

3147 Hickory - This home delivers the ultimate Florida lifestyle. Dive into your private pool, gather around the custom stone fire pit, and enjoy a sprawling fenced backyard built for entertaining. Total privacy, plenty of space, and endless potential for fun or relaxation. Located just minutes from a public dock, stunning white-sand beaches, and some of Navarre's best restaurants. With an easy commute to Pensacola, Destin, and bases across Northwest Florida, this home blends resort-style living with real-world convenience. Sunsets, beach days, and unforgettable nights start here--don't let it get away.

Navarre

3147 Hickory Street

3 Beds

2 Baths

1,930 Sq.Ft.

$409,950

MLS#: 982091

Rare opportunity to secure a fully prepared 0.34-acre homesite in Dune Allen Beach along Scenic 30A. This property includes State Environmental Resource Permits (ERP) valid through October 18, 2028, fully paid wetland mitigation credits, and a completed soil study. Offering a significant head start for your future build. Located near the Gulf, Oyster Lake, restaurants, shopping, and outdoor recreation. A new public beach access is in progress nearby, enhancing long-term value and convenience. This non-HOA area allows flexibility for a primary residence, second home, or short-term rental. A prime location for coastal living and investment opportunities in Santa Rosa Beach. Enjoy the relaxed coastal lifestyle of Dune Allen Beach, where mornings start with strolls along sugar-white sand, afternoons are spent paddleboarding on Oyster Lake or gulf, and evenings bring unforgettable 30A sunsets. From nearby nature trails to local favorites like Stinky's Fish Camp and the scenic Dune Allen Beach, this area offers the perfect blend of outdoor adventure and everyday convenience. All just minutes from your future front door.

Santa Rosa Beach

Lot 2 Allen Loop Drive

None Beds

None Baths

0.34 acres

$425,000

MLS#: 990496

Charming 3 Bed, 2 Bath Home on Nearly Half an Acre!This well-maintained 2016 manufactured home offers comfort, space, and convenience on a generous 0.45-acre lot. Featuring 3 bedrooms and 2 full bathrooms, this home has been thoughtfully updated with a renovated kitchen--perfect for cooking and entertaining.Outside, enjoy a large yard with plenty of room for kids, pets, or gardening. A 12'x20' metal shop with an attached lean-to provides excellent space for tools, hobbies, or additional storage.Centrally located with quick access to schools, shopping, and other local amenities, this property combines peaceful living with everyday convenience. Whether you're a first-time buyer, downsizing, or investing, this home checks all the boxes!

Navarre

8259 Toledo Street

3 Beds

2 Baths

1,140 Sq.Ft.

$190,000

MLS#: 982167

This beautifully maintained single-story home features 3 spacious bedrooms, 2 full baths, and a 1-car garage, perfectly combining comfort and style. Step inside to an inviting open floor plan filled with natural light, luxury vinyl plank flooring, and thoughtful upgrades throughout.The renovated kitchen is a showstopper, offering a large island with bar seating, wood-look tile, stainless steel appliances, and ample space for cooking and entertaining. Enjoy the built-in surround sound speakers, TV wall mount, and seamless flow to the backyard through a sliding glass door.The primary suite is generously sized, complete with a walk-in closet, double vanity, and a soaking tub with shower. Guest bedrooms are bright and comfortable, and the laundry room adds everyday convenience. Out front, a cozy patio welcomes you home, while the fully fenced backyard features a second patio perfect for entertaining, plus a small shed for extra storage. With modern updates, fresh white tones, and thoughtful design throughout, this home is move-in ready and full of charm. Contact us for your showing!

Navarre

7648 Chablis Circle

3 Beds

2 Baths

1,428 Sq.Ft.

$2,000

MLS#: 982094

Looking for acreage and some space around you. Look no further than this 6.97 acre lot in Reedy Creek Crossings. Beautiful trees and a chance to live in a peaceful secluded area. Located less than an hour from the Emerald Coast beaches. Enjoy the quietness of the country with proximity to everything. Call for more details

Westville

56 Alder Road

None Beds

None Baths

6.97 acres

$49,500

MLS#: 982163

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