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Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.
#1009273

Chipley

3783 Payne Lake Road

5 Beds

4 Baths

3,100 Sq.Ft.

$409,000

MLS#: 1009273

Welcome to 831 Coldwater Circle where every day feels like a retreat. This beautifully maintained custom home offers the perfect blend of comfort, flexibility, and the Emerald Coast lifestyle you've been dreaming of. The main home features 2 bedrooms and 2 baths, while the private 1 bedroom, 1 bath casita is ideal for guests, multigenerational living, a home office, or added income potential. Spend your afternoons cooling off in the wading pool, enjoy peaceful mornings with coffee in your private backyard, and take evening walks through one of Niceville's most loved neighborhoods filled with bike riders, friendly neighbors, and dog walkers. Just minutes from Eglin Air Force Base, Naval School EOD, top rated schools, and the sugar-white beaches of Destin, you'll enjoy the best of the Emerald Coast without the everyday traffic. Whether you're looking for a forever home, a weekend escape, or a smart investment, 831 Coldwater Circle is more than a home it's a lifestyle waiting to be lived.
#1009264

Niceville

831 Coldwater Creek Circle

3 Beds

3 Baths

2,481 Sq.Ft.

$650,000

MLS#: 1009264

This charming 3-bedroom, 2.5-bathroom townhouse offers the perfect blend of comfort and convenience! Nestled in the heart of Niceville, tucked away in the Rocky Bayou, it's the perfect place for someone who loves being on the water! This townhome provides a brand-new dock, giving you direct access to the water where you can enjoy boating, fishing, paddle boarding and more! Fresh paint throughout, enjoy the open concept floor plan, plenty of kitchen cabinet storage and stainless-steel appliances. You can't beat this location, centralized to Eglin & the EOD school house, restaurants, top rated schools, shopping and the beautiful beaches. Washer/dryer and TV's included.
#1009228

Niceville

1819 Valparaiso Boulevard

3 Beds

2 Baths

1,317 Sq.Ft.

$2,400

MLS#: 1009228

Looking for a neighborhood that has water access to the Choctawhatchee Bay? Look within Waterview Cove. This is the only 4bed 3 full bath home available here. New Roof March 2026. Situated over half an acre, this thoughtfully designed home offers approximately 2,600 square feet of comfortable living space with soaring 10-foot ceilings, fresh interior paint, and brand new carpet in all bedrooms. The flexible floor plan features two spacious living areas, a cozy fireplace, a formal dining room that can also serve as a home office, and an additional dining area adjacent to the large kitchen. The kitchen is designed for both everyday living and entertaining, Featuring granite countertops, a breakfast bar, abundant cabinetry, and a generous walk-in pantry. The private primary suite includes a large walk-in closet and a luxurious ensuite bath with double vanities, a separate shower, and a relaxing corner whirlpool tub. Three additional bedrooms and two full bathrooms provide ample space for family and guests. Step outside to enjoy the covered front porch and covered rear patio, with multiple access points including a private entrance from the primary bedroom. The fully fenced backyard offers plenty of room for outdoor activities, gardening, or pets, and the existing garden containers will convey with the property. Additional highlights include a dedicated laundry room, attached side-entry two-car garage, oversized driveway with parking for multiple vehicles, continue... wood and tile flooring throughout the main living areas, bathrooms and laundry room. Conveniently located near Freeport's growing amenities, schools, and the Emerald Coast's beautiful beaches, this home combines generous living space, quality finishes, and a desirable location with picturesque water views. Seller has already had the city requirement of hooking up to the public sewer and water system completed and paid tap fee.
#1008881

Freeport

376 WATERVIEW COVE Drive

4 Beds

3 Baths

2,584 Sq.Ft.

$539,000

MLS#: 1008881

Welcome home to this beautiful 3-bedroom, 2-bathroom home located in the desirable Marsh Landing community of Freeport, Florida. Built in 2024, this newer home offers a modern layout with comfortable living spaces and plenty of natural light. The open-concept floor plan provides a spacious living area that flows seamlessly into the kitchen and dining space, making it perfect for everyday living and entertaining. The kitchen features modern finishes, ample cabinet and counter space, and a functional layout. The primary suite offers a private retreat with a spacious bedroom and en-suite bathroom, while the additional bedrooms provide plenty of space for family, guests, or a home office. Outside, enjoy a fenced-in backyard and a 2-car garage providing additional storage and convenience. Residents of Marsh Landing have access to community amenities, including a neighborhood pool, sidewalks, and a welcoming community atmosphere. Conveniently located in Freeport with easy access to shopping, dining, schools, and the beautiful Emerald Coast. Don't miss the opportunity to make this newer home your next place to call home!
#1009270

Freeport

65 N Marsh Landing

3 Beds

2 Baths

1,477 Sq.Ft.

$2,200

MLS#: 1009270

Rare Miramar Beach coastal sanctuary located just 2 blocks (3-minute walk) from emerald Gulf waters! Situated in quiet, golf-cart-friendly Bradley Park, this custom- designed, meticulously maintained ~800 sq. ft. home features 1 bedroom, 1 bath, a bright climate-controlled 350 sq. ft. sunroom addition, and a TON OF STORAGE AREAS & CABINETS THROUGHOUT! Highlights include a GINORMOUS HVAC system with an oversized heat pump installed in July 2025! Included are all appliances with a BRAND-NEW refrigerator and newer washer/dryer (used only a handful of times). It also includes surround-sound speakers throughout with a compact disc player installed! This unit was a second home and meticulously cared for. Outside, enjoy a low-maintenance Duradek patio, outdoor shower, 2 parking spaces, and a custom 8'x12' storage shed equipped with FULL ELECTRICITY--perfect for golf cart charging and gear. Ultra-low holding costs with a $325/quarter HOA fee covering water, sewer, trash, lawn pump power, and master property taxes. Bradley Park is an adult community with a strict NO SHORT-TERM RENTAL policy, ensuring total peace and quiet. Roof- 2019 HVAC- 2025 Water Heater- 2003 If you're looking for a quaint retirement home, this one should be on your list!
#1009223

Miramar Beach

50 W Bradley Street LOT 12

1 Beds

1 Baths

800 Sq.Ft.

$265,000

MLS#: 1009223

A 5.16-acre duplex subdivision opportunity in a Medium Density Residential (MDR) corridor of Escambia County. Winston Place is engineered and site-planned for 25 duplexes -- 50 total units -- along N. 69th Avenue, with a complete civil design package spanning utility, drainage, and landscape plans, ready to move through final permitting. The site carries an administrative variance from Escambia County allowing reduced 13-15 ft spacing between duplex structures, increasing achievable density beyond standard code minimums. Zoning (MDR) and future land use (MU-S) support the proposed use as-is. Full civil infrastructure is designed and ready for construction: water and sanitary sewer service to each lot, fire hydrant coverage, and a stormwater management pond serving the site. The water and sewer permit application has already been approved. The property sits in FEMA Zone X / shaded X, outside the highest-risk flood designations. The site previously held an approved development order, which has since expired; the owner will be resubmitting for a new development order. Civil engineering is complete, giving a buyer a clear, already- designed path through resubmittal and control over final permitting timing and any design refinements before breaking ground.
#1009249

Pensacola

1325 N 69th Avenue

None Beds

None Baths

5.16 acres

$1,250,000

MLS#: 1009249

Welcome home to this beautifully maintained 4-bedroom, 2-bathroom home with a two-car garage in Crestview. Designed with a desirable split floor plan, this home offers three secondary bedrooms on one side and a private primary suite on the opposite side for added comfort and privacy. The spacious primary suite features dual walk-in closets, a double vanity, a relaxing garden tub, and a separate shower. At the heart of the home, the updated kitchen boasts abundant cabinetry, a farmhouse sink, an island for additional prep space, and plenty of room for cooking and gathering. The adjoining breakfast nook provides the perfect spot for casual meals, while the separate dining room and inviting living room offer flexible spaces for entertaining or everyday living. A generously sized laundry room with built-in cabinets provides excellent storage and organization. Step outside to the spacious back deck, an ideal place to enjoy your morning coffee, host friends, or unwind after a long day. Additional highlights include solar panels (monthly solar fee applies), a Tesla charger located in the garage, and thoughtful features designed for modern living. Conveniently located near shopping, dining, schools, and local military bases, this well-appointed home offers the perfect combination of comfort, functionality, and convenience. Pets considered with application. Contact us today for a showing!
#1009269

Crestview

4881 Traxx Street

4 Beds

2 Baths

2,281 Sq.Ft.

$2,300

MLS#: 1009269

Beautiful expansive coastline views of the Gulf and Topsail Hill Preserve State Park from this lovely 8th floor lock out condo. Stylish and renovated with , LVP flooring throughout, granite counters, open kitchen and S/S appliances. Glass and tile shower in the master bath. Shower tub in the guest bathroom. Both are updated with matching granite vanities and high end fixtures. 2 bedroom 2 bath and kitchen on one side and a large studio with a kitchenette on the other Each has its own balcony. Enough room for the whole family to make vacation memories and you can also cash in $$$ on vacation rentals. 600' of beach , pools, tennis (clay courts), fitness center, racquet ball, onsite restaurants , and many other fabulous amenities. Tops'l resort has many fun restaurants and attractions in the area.
#1009218

Miramar Beach

515 Tops L Beach Boulevard 807

3 Beds

3 Baths

1,601 Sq.Ft.

$750,000

MLS#: 1009218

Welcome home to easy, coastal living! This beautiful, pristine one-story townhome has received tons of high cost upgrades to offer you the perfect package of convenience, and value! The best part is, there is NO HOA!!! Step inside to discover what everyday affordable living feels like - at an elevated level. Freshly painted walls, new carpet in the bedrooms, all new stainless-steel appliances, including a Bosch dishwasher, new countertops, lighting, PLUS so much more! A brand-new roof was just installed last year with added insulation and a reflective energy-saving barrier, to help keep utility costs down year-round. You will also love the peace of mind that comes along with all new impact windows and doors, which not only enhances safety but may help reduce insurance costs, which is a big win for Florida homeowners. Conveniently located to the beaches, bases and just under 2 miles to Hurlburt Field. Everything you need for work and play is just minutes away. This home truly checks off all the boxes! Whether you're looking for a primary home, a low-maintenance lifestyle, or a smart investment, this one is a must-see!
#1009279

Mary Esther

108 Andalusia Road

3 Beds

2 Baths

1,320 Sq.Ft.

$299,000

MLS#: 1009279

Welcome to 174 Bonaire Boulevard, where quality updates, thoughtful design, and an unbeatable location come together in the heart of Bayside. Tucked away on a quiet cul-de-sac, this beautifully updated 3-bedroom, 2-bath home features an open-concept layout that's ideal for both everyday living and entertaining. Inside, you'll find brand-new luxury plank flooring, designer West Elm lighting, and a fresh, modern feel throughout. The spacious, fenced-in backyard offers plenty of room to relax, play, or entertain, while every update has been thoughtfully chosen to create a home that's truly move-in ready. Bayside residents enjoy exceptional amenities including a community pool, tennis courts, bayfront dock, and picnic pavilion--all just minutes from the sugar-white beaches, shopping, dining, and entertainment that make Miramar Beach one of the Emerald Coast's most desirable destinations.
#1009254

Miramar Beach

174 Bonaire Boulevard

3 Beds

2 Baths

1,582 Sq.Ft.

$549,000

MLS#: 1009254

Awesome gulf views from this 1 bedroom 1 bath with bunks! Your turn key condo has a brand new HVAC and Refrigerator and is on the 12th floor, the perfect floor, (not too high and not too low!). The kitchen has granite countertops and a breakfast bar that provides extra seating and opens to the living room and your gulf front balcony. Enjoy relaxing on your spacious balcony and sip on a beverage while taking in gorgeous views of emerald waters and white sandy beaches. The master bedroom is oversized, you have a full bath, and hallway bunks for extra sleeping. Condo updates include plank flooring, new paint, new furniture, new decor and a brand new HVAC! This condo comes fully furnished and rental ready for you. Enjoy wonderful amenities such as large resort pools with tiki bar, located on the beach and also a fun pool with splash pad on north side, fitness center, Starbucks, the SkyBar for food and beverage, a beach sundry shop, and more. Emerald Beach Resort is so close to Pier Park, and also sits on a central location, making it easy to get to the airport, 30A and all Panama City Beach has to offer. Call today!
#941232

Panama City Beach

14701 Front Beach Road UNIT 1229

1 Beds

1 Baths

792 Sq.Ft.

$335,000

MLS#: 941232

BUYERS FUNDING FELL THROUGH! LOWEST PRICE IN THE GRAND FOR A TWO-BEDROOM THREE BATH, LOCK-OUT STUDIO ON THE MARKET!! ESTABLISHED CONSISTANT RENTAL HISTORY! $41,585 in 2025 income! This beautifully updated 2BR/3BA lockout condo at The Grand in Sandestin Golf & Beach Resort offers incredible flexibility with three rental options: full 2-bedroom, 1-bedroom suite, or studio lockout. Recently updated with new flooring throughout and featuring bay views from every room plus a spacious private balcony overlooking the water. Located just steps from the Village of Baytowne Wharf, enjoy easy access to dining, shopping, entertainment, marina, golf, tennis, and resort amenities. One of the best-priced two-bedroom lockout opportunities in Sandestin and an excellent investment, second home, or vacation getaway! Set access to world-class amenities, including shopping, dining, golf, and, of course, the sugar-white beaches of the Emerald Coast. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.
#941808

Miramar Beach

9500 Grand Sandestin Boulevard 2416/2418

2 Beds

3 Baths

1,305 Sq.Ft.

$399,000

MLS#: 941808

If you are looking for something ready to build on, or to use as your rv retreat for part of the year... if you want to be not too far out but still dream of owning chickens and small farm animals this is for you! Rare opportunity to own improved acreage near the Choctawhatchee River with much of the hard work already completed. This fenced property offers high, usable ground, established utilities and multiple improvements, making it an excellent option for a future homesite, recreational property or anyone looking for extra room for equipment and outdoor living. The property previously had a residence in place for approximately 25 years before it was demolished and removed. An established county address remains, along with a working well, existing concrete septic tank, new power pole and utility box. A freshly cleared house pad provides a ready starting point for the next owner's plans. Recent improvements include a permitted 36' x 24' pole barn with 12' height and concrete flooring, plus a 20' x 10' workshop on skids that has been cleaned up and rewired. The property also offers three separate entrances, a deeded easement and established landscaping. Approximately 3.5 acres have been cleared, and a small natural spring adds another unique feature to the land. Outdoor recreation is practically around the corner. The property is approximately 1/3 mile from the Choctawhatchee River and Jenkins Landing, which offers a pavilion, picnic tables, portable restrooms, trash service and space for gatherings. Enjoy the privacy and freedom of country living while remaining approximately 30 miles from the beach, with convenient four-lane access toward the coast. With well, septic, power and substantial improvements already in place, this is much more than a piece of vacant land. Bring your building plans, boat, RV, equipment and ideas and take advantage of a property that's already been prepared for its next chapter.
#1009212

Vernon

5266 Choctaw Road

None Beds

None Baths

4.5 acres

$145,000

MLS#: 1009212

Build your dream home on this beautiful 1.085-acre homesite in Milton! Offering the perfect blend of privacy and convenience, this spacious vacant lot provides plenty of room for a custom home, workshop, pool, or all three. With the property already mostly cleared and ready for construction, you can skip the hassle and start bringing your vision to life. Located on a quiet cul-de-sac, you'll enjoy a peaceful setting while still being just a short drive from shopping, dining, schools, and the beautiful Blackwater River. Whether you're looking to build your forever home or invest in land with endless potential, this property is ready for its next chapter. Don't miss this opportunity to own over an acre in a growing area with the freedom to create the home you've always wanted.
#1008447

Milton

4569 Belleville Court

None Beds

None Baths

1.09 acres

$65,000

MLS#: 1008447

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